WELCOME TO CFXNX Crypto Fiat Exchange Networx

Henry Ford changed the world of personal transportation. People wanted “A FASTER HORSE”. But what Ford gave them was revolutionary. He gave them a whole new world of personal transportation – the Ford automobile.

Today banks dominate personal finance the way horses monopolized personal transportation 120 years ago. The prime focus of traditional banks is to increase digital and mobile access creating Faster Banks.

But the problem isn’t “Faster.”  The problem is “Banks.”

Read MoreGet a Quote

Do you want a Faster Bank or a Financial Solution for the future?

It is hard to imagine a better bank when the banks we have are the same online.

The Banks we use today have legacy systems, costly infrastructure, and government regulations to support their business model.

Making meaningful changes that will consider your interest is hard to execute in the banks today.

Fintech, Blockchain, and cryptocurrency will lead the way to the future of financial services.

The real question should be…

“Who will lead the way and develop the next generation of financial services?”


You should have full control of your money. Not just store it in a regulated bank expecting to earn the promised interest on it.

You should decide how your money works for you and the return you expect from it when you invest it.

Banks work for their shareholders, not you! The money is yours, yet they charge to store your money for profits.

Fees, service charges, and other costs add up to 4% of the bank’s profits. The other 96% comes from using your money.

Without your deposits, banks would not exist. Because of this, you would think they would be more responsive to you when you need their assistance.

And here enters the government...

Government regulations act as a double-edged sword for depositors. It is an oversimplification of financial regulations.

Over time, the original purpose to protect the public has changed to protect the banks themselves.

Well-intentioned protections for the depositors have turned into protections for the same institutions they were meant to control.

Banks are in business to make money for their shareholders. They use regulations to their advantage.

For a savings account, depositors are limited to 6 withdrawals a month, or a penalty fee is charged.

This has been limiting for you as the consumer, but a big advantage to the banks.



Increased competition from Fintech companies forces banks to explore ways to increase profits. A popular way to do this is by selling your privacy. A profile of your personal spending habits is created and distributed to companies, organizations, and government agencies who want to track you. Like Facebook, everything you do through your bank is tracked and recorded. Hidden deep in the small print of their privacy statements is the permission for them to use your information. It is not spelled out in so many words, but it is there in the legalese.

When was the last time you got a check from Facebook, or Google for selling your information? Privacy is more than just keeping your profile safe. It is about your rights to determine how your information is used and who has access to your information. If you choose to market your data, you should at least be compensated. As banks seize the opportunity to use your private information to profit, you lose more control. Once it is out in the market, there is no taking it back. Your privacy is under attack by many institutions that hold the most data. There is no way to change the way banks, social media companies, and other businesses use their customers’ trust to profit. It is part of their business model. Regulations do not work for long. The alternative is to use the free market economy to your advantage.

Request a Call Back

Interested in becoming a member, getting more information about exchange tokens or how to invest or a job?

I am interested to discuss about:


It is ideal to work with businesses that will reward you for the support you give them. Fintech offers the possibility of providing services and features not available from the existing banking system. There is a new era coming in the financial sector, and it will not be just a “Faster Bank.”  The creation of value in a transaction between two or more parties happens when one party profits off of your money and privacy, and in return rewards you with something beneficial.

Imagine if an automobile dealer treats you the same way a bank does. He sells you a car, but gets to use your car anytime he wants without compensating you. A transaction is optimal when all parties benefit from the transaction. Many transactions are fit to be termed optimal. Receiving a fair salary for your work, purchasing products you want, and receiving something of greater value to you than its cost are the epitome of being optimal. Banks, however, no longer offer optimal transactions to their customers. Transaction fees serve the bank, not the customer. Making services online without eliminating fees does not solve the problem, it only speeds up the service time.


Choice is an interesting concept in business, as it carries different meanings depending on the part you play in a transaction. As a depositor, you have the option to choose which bank to trust with your money; but as a consumer, you have no options when it comes to the bank’s use of your money.  You only have two options regarding how you make money with a bank deposit:  a savings account with little interest, or a certificate of deposit (a long-term way to tie up your money) for a little more interest.  There are stocks, bonds, real estate, cryptocurrency, and other investments where you can choose to put your money, but they do not provide access to your money on demand.  Also, each of these carries risks you may not be willing to take. What if through your financial accounts you could choose the level of risk and rewards you were willing to take with your money?


Security is a relative term when it comes to your finances. It can mean protection from a loss by theft, accident, or breach of trust.  Your money is only as safe as the precautions you take when it is in your control. But when it is lost by a trusted partner, it is out of your control.  Sometimes the loss can be real money or your information (credit card data).  Usually, if the loss is money then the partner is responsible and must make up the loss – but if the loss is your personal information, how do you get that back?  The problem with everything online is that there are millions of ways it can be attacked. Only those who are constantly on guard can reduce the risk of an online loss. Attacks will happen, but they do not have to be successful.  Blockchain technology provides a level of security not found in centralized data storage technology that’s subject to manipulation as well as theft.  The future for financial services will look a lot different than the banks you use today.  Instead of taking what your bank gives you as the best you can get, consider the possibility of new services from Fintech (Financial Technology) like the ones Crypto Fiat Exchange Networx offers. You need services for the future. And Crypto Fiat Exchange Networx will provide them for you.

Latest News